The Challenges of Retirement. Actuaries versus FI Community Smackdown!

Do you know what is driving me crazy at the moment? It’s trying to figure out why common FI thinking is so different to the retirement establishment. By “establishment”, I mean the institutional investment industry and the actuarial profession that advises on all aspect of retirement risk. I’m interested in why this thinking is so different; is one way of thinking better than the other, is one group simply wrong?

So c’mon! Let’s explore whether one group’s thinking needs de-bunking or whether they can coexist, or more interestingly whether they can be synthesized to come up with a better solution entirely. You know you want to join me on this! Continue reading The Challenges of Retirement. Actuaries versus FI Community Smackdown!

Have Actuaries Abandoned FI?

It took me years to qualify as an actuary. That’s not as dramatic as it sounds, since it takes everyone years to qualify; the median is around seven years. But I decided that studying actuarial exams whilst starting as a fresh-faced actuarial analyst in a new career was not sufficiently challenging and also chose to combine it with a new family. Continue reading Have Actuaries Abandoned FI?

How to Build a Kickass FI Spreadsheet (Part 1)

On your path to financial independence (FI) do you wanna think like an actuary? Wanna learn some of the secret actuarial skills they only teach you at actuary school? Yeah I know, what do actuaries think? Hard stuff I guess. But I’m getting off the point. Continue reading How to Build a Kickass FI Spreadsheet (Part 1)