Let’s cut through the cr@p – Betterment’s Three New Portfolio Options

You know what annoys and frustrates me? Lack of transparency, and lack of value-add from money managers. A case in point is Continue reading Let’s cut through the cr@p – Betterment’s Three New Portfolio Options

Month-One Blog Report (that I didn’t want to produce dammit!)

Oh geez you guys have pushed me to it! I really wanted to avoid blogging about blogging and producing a blog report. However I’ve read so many monthly reports, and in particular, month-one blog reports that I feel Continue reading Month-One Blog Report (that I didn’t want to produce dammit!)

6 Unbelievable Reasons Why Listicles Won’t Make You Financially Independent

If you are on the road to financial independence then you need to read fewer listicles. They are not going to help you get there. Why? Let’s dive in. Continue reading 6 Unbelievable Reasons Why Listicles Won’t Make You Financially Independent

Actuaries versus Financial Independence Smackdown!

Do you know what is driving me crazy at the moment? It’s trying to figure out why common FI thinking is so different to the retirement establishment. By “establishment”, I mean the institutional investment industry and the actuarial profession that advises on all aspect of retirement risk. I’m interested in why this thinking is so different; is one way of thinking better than the other, is one group simply wrong? Continue reading Actuaries versus Financial Independence Smackdown!