Reprise! Sequence of Returns Risk

Have you thought much about sequence of returns risk, and how it will affect your withdrawal strategy? I’ll tell you that it’s been absorbing a lot of my thinking lately.   Continue reading Reprise! Sequence of Returns Risk

Essential insights from Karl Marx on personal finance

Do you know what I’ve never done? And will likely never do? Do you know what almost everybody in my office occasionally pursues, but leaves me standing on the sidelines? Continue reading Essential insights from Karl Marx on personal finance

Actuary reveals secret withdrawal rate techniques

Were you expecting an article about a particularly frugal birth-control method? Sorry to disappoint you, but today we’re going to be looking at how much you can safely spend in retirement – the safe withdrawal rate. And in particular I’ve not seen anything on the special secret techniques that Actuaries use Continue reading Actuary reveals secret withdrawal rate techniques