Should I Wet My Pants Over the Blockchain?

Are you getting ready for the holidays? We’re past Thanksgiving in the US and now on the short sprint to Christmas and the Holiday break. I’m looking forward to it and I bet you are too – but, hey! There’s a lot to do, and lot to get ready – am I right? This weekend I have to get the tree, round up the kids to decorate it and then spend at least a day stamping on Amazon boxes in my garage.

So I can forgive you if you haven’t spent too much time thinking through clever remarks on the Blockchain that you can use to pepper Holiday conversations.

Continue reading Should I Wet My Pants Over the Blockchain?

Beware the FANGs of Passive Investing

Do you hold the majority of your investments in passive Vanguard funds? Yep – that sounds like me.

Almost no single stock picking? Sounds like me again.

Do you turn your back on active stock managers and primarily use index funds? I think we could be friends.

Continue reading Beware the FANGs of Passive Investing

Reprise! Sequence of Returns Risk

Have you thought much about sequence of returns risk, and how it will affect your withdrawal strategy? I’ll tell you that it’s been absorbing a lot of my thinking lately.   Continue reading Reprise! Sequence of Returns Risk